Phoenix Small Business Investing, Funding, Loans and Financing

By Lou Wallace

This seems to be a question a lot of small businesses are asking themselves these days.  The simple answer is yes.  While most of the Banks are obviously experiencing financial problems, others are not and there is money available for small businesses.  Most small businesses feel they need to deal with conventional Banks.  This does not present a problem in good times for most small businesses but is an absolute challenge in an economic atmosphere like we are experiencing today.  Banks tend to be fickle and swing the pendulum from loose credit to no credit very rapidly.  When times are good banks love small businesses but let times get rough or let the small business have any type of financial glitch and the Bank is no longer a friend.  They all preach relationship as long as it is one sided Read the rest of this entry »

By Marco Terry

It’s a known fact that companies that obtain bankruptcy financing have a much higher chance of emerging out of chapter 11 as a viable company than those that don’t secure debtor in possession financing. However, obtaining DIP financing has always been a challenge. There is the obvious reason that insolvent companies can be risky investments for commercial finance companies, so not many companies offer the product. And for the most part, DIP financing has only been offered by banks and corporate finance companies to large companies. Because of this, many small and medium sized companies were never able to secure financing and went out of business. Read the rest of this entry »

By Kent Harlan

But as companies confront a tight credit market coupled with lower than expected results, many CFOs are viewing asset based lending as a viable option in the financing tool kit.  Even successful companies with strong banking relationships can quickly fall out of favor with lenders and lose access to unsecured financing, especially if they’ve shown recent losses.   Read the rest of this entry »

By Marco Terry

Going through a chapter 11 bankruptcy can provide you with the necessary breathing room to reorganize your company, while giving you a chance to reduce obligations that would have otherwise forced you out of business. Although no one desires to go through a corporate bankruptcy, many times it’s the only available solution. Read the rest of this entry »

By  Andrew Bake

Business may be defined as an act of transaction between goods and money. A business can never be flourished without strong financial base. Most commonly, business run on credit. Manufacturing of goods, shipment and payment to the employee all are done prior to the payment released by party. Read the rest of this entry »

By Brian Garvin

A Commercial Hard Money Loan isn’t for everyone. But it could be a viable solution for someone that can’t get an everyday traditional Real Estate Loan. Of course with this type of loan Real Estate is always the collateral, with no exceptions. If for some reason the buyer defaults on the payments, the bank can repossess the property in due course of course, no pun intended. Read the rest of this entry »

By Lara Sawyer

Running a business is not an easy task and the need of financing is a must. However, a business owner wants a cheap source of financing and not rates that eat up all revenue. Unsecured lines of credit are either too expensive or not available for small businesses. Thus, if the business does not have sufficient assets the owner may have to use his own personal assets. Fortunately there is another solution to secure a loan for your business: the use of the business’ income. Read the rest of this entry »

By Mike Selvon

Most small business owners are quite eager to find avenues to help their enterprise grow into a thriving business. One key approach to help propel businesses forward is securing additional working capital, in order to get the business to the next level. Read the rest of this entry »

By Pamella Scott

For starting a business newly you will definitely need a huge financial assistance. Such a large amount of money generally is not kept ready in hands and you must have to rely on a source for getting the required assistance. Read the rest of this entry »

By John Cammidge

When looking for a business loan you need to make sure the loan suits your needs and not just the needs of the bank or building society providing the loan. If you are looking to repay the loan with as little interest as possible then a short term loan with higher monthly payments is the best option. If you are looking to borrow a larger amount and pay the fee back over a longer period then be prepared to pay more interest over the life of the loan. Read the rest of this entry »